Zachary Chryst

Zachary Chryst

  • CFP
  • CRPS
  • Partner
Zachary Chryst has been in the financial services industry for over twenty years. He has specialized in working with retirees and business owners throughout his career to help them accomplish their long-term financial goals. Zachary loves to experience the culmination of his investment planning efforts when his clients retire, successfully sell their business, or fund life’s biggest moments like a college education or wedding.

Zachary is a graduate of Salisbury University with a degree in Finance. After graduation, he became a Financial Advisor with Merrill Lynch, where he built his practice before launching SCO Wealth Management in the spring of 2020. Zachary has also been named a recipient of the Five Star Wealth Manager* award in 2021.

Outside the office, Zach is very involved in the local community. He and his wife, Nicole, serve on the board of The Sparrow Fund, a nonprofit organization that supports families in foster care and adoption as well as those who provide care for vulnerable children. Some of Zach’s favorite hobbies include spending time outdoors, hunting, and fishing. He is also an avid Baltimore Ravens and Baltimore Orioles fan!


*The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process*); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients; 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or awarded. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The award methodology does not evaluate the quality of services provided and is not indicative of the winner’s future performance. For 2021, 2,029 Baltimore-area wealth managers were considered for the award; 237 (12 % of candidates) were named Five Star Wealth Managers. *To qualify as having a favorable regulatory and complaint history, the person cannot have: 1. been subject to a regulatory action that resulted in a suspended or revoked license, or payment of a fine, 2. had more than three customer complaints filed against them (settled or pending) with any regulatory authority or Five Star Professional’s consumer complaint process, 3. individually contributed to a financial settlement of a customer complaint filed with a regulatory authority, 4. filed for bankruptcy, or 5. been convicted of a felony.